There are many helpful resources providing information that can help protect you from becoming a victim of identity theft. Take advantage of these agencies and organizations to prevent identity theft and protect your identity.
Listed below are agencies and organizations who you may find helpful to learning more about identity theft protection and prevention.
Identity theft is a crime in which someone wrongfully takes and uses your personal identification or other vital pieces of information such as your social security number or driver’s license number to obtain credit cards, loans, services, mortgages or other good in your name. This crime also includes check fraud, financial identity theft, credit card fraud and identity fraud.
Identity theft is the fastest growing crime in the US today and thieves are becoming more and more adept at acquiring your information through various methods: dumpster diving, stealing your wallet or purse, listening to your cell phone conversations, watching you use your PIN at the ATM, stealing mail from open mail boxes, as well as many computer and online scams.
This type of fraud can also occur through legitimate means at the hands of less than scrupulous people. A careless credit grantor can inadvertently allow others access to your credit information; courts, schools, banks, doctors, dentists, insurance agents, accountants or attorneys all have access to your private information - your identity and, in some cases, finances. You don’t have to fall victim of internet scams or have your wallet stolen to become a victim of identity theft.
Identity theft is overwhelming and leaves victims with an enormous amounts of work to do to reinstate their good name and possibly repairing their credit and credit scores. Identity theft may go undetected for months or years if you don’t carefully monitor your credit reports, bank statements, credit card statements and other important documents. The damage can be overwhelming and life changing.
Identity theft is becoming more complex and more sophisticated. The crime is always evolving with new techniques, especially though the internet. New online identity theft scams, computer viruses, phishing scams or data breach techniques are launched every day. As in any crime, being aware of the frauds and keeping up to date with new ones are keys to preventing thieves from stealing your identity and personal information. When you know what the signs of identity theft are and you know the tools to use to minimize becoming a victim, you are taking huge steps in protecting your identity.
Identitytheft.com’s Identity Theft Resource Center is your resource to learn about identity theft - protecting yourself from the crime, preventing it from happening and steps to take should you become a victim. Though nothing guarantees that you will not become a victim of identity theft, you can minimize the risks by making your identity more difficult to steal.