Fraud Alerts

Fraud Alerts help protect members against impersonators who fraudulently attempt to open new credit in their name. Many protection providers offer such services, however not all providers have automated processes, ensuring the consumer that a fraud alert has successfully been placed on their credit file.

LifeLock for example, issues Fraud Alerts with all three credit bureaus, on the member's behalf by providing your personal contact number on your credit file.  However, LifeLock does not have automated software patented to manage the Fraud Alert process, which means that Lifelock is unable to confirm when calls are placed through the automated system and verify if the proper steps were followed.

Affinion's solution through Debix enables a member to establish fraud alerts as well as establish credit through a secure phone number, which is assigned and placed within the member's credit files.  Debix offers value added, patent-pending technology not available directly through the credit bureaus themselves and have the capability to create an audit trail by reporting any fraudulent activity to the FTC.  Members are also able to register up to three phone numbers to receive warning calls at anytime.